The post talks about the Regalia gold credit card issued by HDFC Bank. The benefits, annual fees, and eligibility related to this card are the main points of discussion.

Regalia Gold Credit Card: Here Is the Outlook

Regalia gold credit card is mainly issued by HDFC bank. This credit card can be used by customers to earn reward points on their payments. Whether one pays for traveling, buying stuff, or dinner, reward points are credited.

Here Are Some of the Prime Features of Regalia Gold Credit Card

• Users of this card get 4 reward points for a 150 Rs. transaction related to retail purchases.
• The card offers free lounge access (over 1000 airports are covered).
• By spending at the popular online shopping sites one can earn 5 times reward points.
• On a quarterly expenditure of 1.5 lakh, vouchers worth 1,500 Rs. can be availed of.
• The other perks are free membership to clubs like Vistara Silver Tier and MMT Black Elite.
• When the annual spending is 5 lakh, flight vouchers worth rupees 5,000 are available.
• If the annual spending is 7.5 lakh or more then the voucher total will be rupees 10,000.

Eligibility Criteria for Regalia Gold Credit Card

• To get a Regalia gold credit card the age of the salaried person must be between 21 to 60 years.
• The net monthly income of the salaried employee should be at least 1 lakh.
• In case the person is self-employed then the age limit must be 21 to 65 years.
• The annual income tax return of the self-employed person must be more than 12 lakh per annum.

Other Prime Features of This Credit Card

If the Regalia Gold credit card is lost, you are not held liable for unauthorized transactions. One just needs to contact the helpline number. The card owner will not be held liable for any illicit purchases.. Some of the other features of this card are revolving credit and the feature of markup currency.

The Insurance Coverage and Redemption Value

The Regalia gold credit card offers top-rated insurance facilities. It covers credit liability up to an amount of 9 lakh. If there is a medical emergency abroad then the value covered is 15 lakh. In case of accidental air death, the family will get an insurance amount of 1 crore.

The redemption value of the Regalia gold credit card varies. One can value 1 reward point at 20, 30, or 40 paise. It can also be accepted at 50 or 65 paise. Hence, it depends on the platform one uses for redemption.

The Annual Fee and Renewal Fee Of Regalia Gold Credit Card

Let’s discuss the fees related to the Regalia gold credit card. Its annual fee is 2,500 Rs. The renewal fee is also the same, 2,500 Rs. A person is waived the renewal fee if they spend 4 lakh or more in a calendar year.

Regalia Gold Credit Card Conclusion

The Regalia gold credit card comes with multiple benefits. There is a nominal annual fee and a renewal fee as well. But the offers with the card are impressive. If you meet the eligibility criteria for grabbing this card then it is a worthwhile option. The card also offers features like welcome benefits, contactless payment, and smart EMI. For more banking and finance news like and subscribe to Financereview.Org.