Burlington Stores offers a Burlington Card, which is customized for loyal shoppers looking to earn more rewards and discounts from their shopping habits. Burlington Credit Card gained good 4.5/5-star ratings on WalletHub, CreditKarma, Etc. So, before applying, let’s check the facts about Burlington Credit Card offered in the United States.

An Overview of Burlington Credit Card

• Burlington Credit Card has an easy approval process,
• There is NO annual fee,
• Eligible customers get high credit limits,
• Customers develop brand loyalty due to long-time market presence and reputation,
• There is no foreign transaction fee on online transactions only.

Features of Burlington Credit Card

Requirements: Burlington Card Credit limits differ depending on creditworthiness and the customer’s income. However, no minimum credit score is required, but applicants with good credit scores are offered higher limits and more approval chances.

Online Features: Though customers can apply by going to the local store. Burlington.com offers facilities for online application, statement review, and payment.

Security Features: It is armored with EMV chip technology, zero liability protection, and identity theft protection. Additionally, customers can set up alerts and payment reminders on their Burlington Credit Card account.

Charges

• Card features variable Annual Payment Rates (APR) starting from 25.99%
• +29.99% or higher rates are offered for cash advances.
• Late payment fee starts from $38
• Returned payment fee starts from $25
• Foreign transaction fee is 3%

Burlington Credit Card Rewards Program

• Cardholders earn one point/US$ spent at Burlington
• Every 100 points earned gets a $5 reward certificate
• A 10% discount is offered as a sign-up bonus (or) on the first purchase
• Discounts for seasons and festivities are rotated exclusively.

Burlington Credit Card Billing and Payment: The card has a fixed statement closure date on the 15th of every month. Henceforth, Burlington card EMIs should be cleared on or before the 10th of the following month.

Customer Service: It offers 24/7 support over the phone, via online chat, and e-mails. Also, Mail-in payment support is offered for better account management.

Pros of Burlington Credit Card

• You earn points without limits.
• Special promotions offer up to 15% discount on first purchase
• No interest EMI is offered on specified spent amounts on Burlington Credit Card
• EMI payment time frame ranges between 6-12 months.
• Cardholders also receive special birthday offers annually
• You can pay credit card bills online, by mail, over the phone, or in-store at Burlington.
• A grace period of 23 days to 25 days after the statement closes
• Avoid interest charges by paying in full
• Over 700 Burlington stores accept the card.

Cons of Burlington Credit Card

• The card can only be used at Burlington stores and online at Burlington.com.
• Burlington Credit Card reward points expire within 90 days
• The card has a 5% higher ARP compared to the average credit card APR
• A foreign transaction fee is approximately 1% higher than the average credit card FT fee
• There’s no introductory APR. As a result, ARP may go up to 29.99% and even more for cash advances
• Late payment and returned payment fees can go up to $40
• Burlington Credit Card does not offer balance transfer promotions.
• Store do not offer cashback, purchase protection benefits, travel insurance, and travel rewards

Conclusion

The card is beneficial for customers who spend over $1,000 annually. Additionally, it is advantageous to consider early access to Burlington Factory off-price sales. However, Burlington Credit Card is not suitable for people with variable incomes (or) for those who often shop from other departmental stores to earn rewards or other benefits. For more banking and finance related stories like and subscribe to Financereview.Org